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Activity: Buying Online, Be Safe, Be Wise video and teacher suggestions
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This humorous vignette points out the necessity of taking care when we purchase something online. More and more we are making purchases online and avoiding the bricks and mortar stores. While this is proving to be an increasingly popular choice for people, there are cautions that need to be taken. As with any financial practice, there are safeguards and checks to be made, prior to any purchase, in order to ensure that we don’t wind up with something we don’t want – or worse – that we have been taken advantage of by unscrupulous people. So how do we safeguard ourselves as we shop online? There are certain things you can do.

Subject:
Financial Literacy
Material Type:
Activity/Lab
Assessment
Homework/Assignment
Lesson
Author:
Cindy Lowe
Date Added:
09/30/2024
Activity: Catch It If You Can In the Small Print video and teacher suggestions
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This funny vignette stresses the importance of reading the fine print. Many times the “small print” is hard to read.  Warranties, contracts, policies, agreements and guarantees can be so long that it is human nature to skim over the text and sign without fully reading all the details. It is likely we have all done it. Think about it, if there is something that a seller wants to hide from you knowing, where would you put it? Often the information or exceptions that you really need to be aware of are placed at the end of the agreement. By that time, you are tired of reading and often agree without finishing reading all of the terms.  A buyer needs to be aware of his or her rights and have the confidence to stand up for them.

Subject:
Financial Literacy
Material Type:
Activity/Lab
Assessment
Homework/Assignment
Lesson
Author:
Cindy Lowe
Date Added:
09/30/2024
Activity: "Need It, Want It, It's Your Call" video and teacher suggestions
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In this vignette the girl is influenced by her peers to make a poor choice.  Don’t let others decide what you need and what you want. Every day people are exposed to advertising trying to convince them to buy their product. If you think that what you want is actually something you need, you are more likely to buy it. Money must be spent on needs, but wants are a choice you make. You should be in control of your spending.

Subject:
Financial Literacy
Material Type:
Activity/Lab
Assessment
Homework/Assignment
Lesson
Author:
Cindy Lowe
Date Added:
09/30/2024
Activity: Scam Alert video and teacher suggestions
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CC BY-NC-SA
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This vignette humorously points out the need for us to be on alert for unscrupulous people who would take advantage of us at any opportunity. There is an old saying “if it seems too good to be true, then it probably is” which warns us to be suspicious of people or situations that offer a large benefit for very little in return. But scammers are becoming more sophisticated in developing ways to swindle people. We need to be vigilant in any dealings we have and look for ways in which the transaction could actually be a scam. The last thing we want is to be a victim of fraud.

Subject:
Financial Literacy
Material Type:
Activity/Lab
Assessment
Homework/Assignment
Lesson
Author:
Cindy Lowe
Date Added:
09/30/2024