Outcome: FL10.5 Examine the role of personal budgets and their importance for financial planning. Indicator: i. Create and justify a personal budget for a hypothetical scenario that includes income and expenses. Students will read Gabrielle’s story and examine her budget.  Use the table or budget sheet to set up and maintain Gabrielle’s budget. Then the students will need to re-do her budget for the next month to make it work that she doesn’t spend more than she earns. There is a final reflection and analysis for the students to learn from this budget activity and how it will help them in the future to budget unanticipated items as well. 

Students will work through a budgeting workbook, choosing their expenses and overcoming unexpected items each month. Step 1, the student will use a dice to determine their future job, which will be used throughout the activity. Step 2 guides the students to calculate their take home pay using step by step guide to take off deductions from the paycheck. Step 3 allows the students to make life decisions for how they want to live and determine how much those decisions will costs (tracking the happiness points that go along with each choice). Step 4 is a fun part of the budget where "stuff happens" which impact their monthly finances and happiness points. There is a summary activity to find out if students are able to fund their monthly budget, even with the unexpected. There is a final reflection and analysis for the students to learn from this budget activity. Students will need this workbook, a dice (could be virtual), and a calculator

In this activity, students will explore a job as an Uber driver. There are some clear perks of working in the gig economy, such as being your own boss and working flexible hours. But it might not be as easy as it seems. You’re a full-time Uber driver with two kids to support and a $1000 mortgage payment due in a week. Can you earn enough to pay the bill -- and make more than other players?Students will keep track of their activities in the game, their choices (to pick shifts or spend money) and how they did during the game over (able to pay bills, balance life with a job that side hustle and varying hours). 

Outcome: FL10.5 Examine the role of personal budgets and their importance for financial planning.Indicator: f. Discuss how personal goals, social influences and values impact a budget.