This listening guide and assignment will help you understand key points about financial fraud and how to protect yourself, based on the video "Financial Basics: Video Fraud." Before You Watch:Ask the students to think about what you already know about financial fraud.Have they ever come across a suspicious email, phone call, or online offer?

"Identity Theft" is the thrilling true story of Michelle Brown who accrues over $50,000 of debt after her identity is stolen. We fill out forms all the time-for credit cards, loans, insurance claims, job applications, online purchases and more. We're constantly giving up personal and financial information, and sometimes those details get into the wrong hands. It couldn't happen to you? Think again-Michelle Brown walked into an office one afternoon to fill out a simple rental form and handled it over to the receptionist. Students can follow along the movie with a listening guide, some discussion questions, multiple choice and final reflection questions on this story. 

Underlying the humour of this vignette is a serious message about investing. We all would like to be able to put our money to work for us by investing it, but often we are so eager to get a good return on our investment that we overreach and take a chance on an apparent opportunity that offers a greater than normal return. This is a risky venture to say the least. It’s important to take a moment to reflect before acting. As the old adage says, “Act in haste, repent at leisure.” There are a number of things that should be considered when investing money in order to protect ourselves from scams.

Indigenous communities have traditionally shown skill and strength in managing resources to support their community on an ongoing basis. People have understood and practiced the concepts of budgeting and saving, managing resources by budgeting so that they last the year, and putting aside savings for future use. In today’s economy, managing money can feel stressful at times. A helpful step is to identify goals for you and your family. This booklet provides a set of  activities to help you do that. The worksheets can help you plan your money goals, track your spending, make a budget, and get ready for tax time. The land is our teacher. It teaches us about saving, sustainability and security. At creation animals, birds and fish were asked what they could teach humans. The animal world said humans can learn from our values, character and behaviour. In this booklet the animals will teach you about managing your money. Simon BrascoupéAnishinabeg/Haudenausanee Bear ClanMember of Kitigan Zibi Anishinabeg First NationVice-President Education and Training, AFOA Canada

Please use some or all the following suggestions to complete the study of outcome 10.10 in the Saskatchewan Financial Literacy 10 curriculum. Connecting careers, lifestyle, and finance should be an engaging experience for each of your students. Resources are either located below the Teacher’s Guide on SaskMoney.ca/module/future/ and through links provided in this document.

One of the key strategies in investing is to take advantage of the power of compounding. Two of the most common cases of people benefitting from compounding are: receiving compound interest in a savings account, and getting compounded returns from stock market investments. In this activity, we’ll use one of these calculators to better understand the power of compounding.

From the computer chips in our smart phones to the clothes we wear, many things we use everyday are the result of international trade. You may be surprised to discover you are dependent on many countries for your  favourite items.Students will learn about international trade and how closely it impacts every Canadian. Activities include basic language and concepts of trade including terms such as "import" and "export", the purpose and function of international trade, Canada's major imports and exports, thinking about trade benefits and potential ethical concerns regarding international trade. 

This activity includes Investing Basics Teacher-recorded Video, Article, PPT & Assignments. The assignment will introduce the student to various investment options and help them understand the basics of investing.

This activity introduces students to the following: effective investment practices. Information about investment alternatives, differences in how people manage themselves in dealing with issues such as risk, basic rules of money management, financial goal setting, borrowing money ideas and reasoning. Includes a "Dictionary Game", Diversification (example of a hockey pool from the same team), and a Risk vs. Reward Game using either thumb wrestling, rock/paper/scissors or coin toss. 

This activity is a stock investment simulation. It is a fun way for the students to see how everyday activities, news and happenings around the country can impact stock prices. This will have the students make decisions if they want to keep, sell or buy stock based on what is happening around the company. The real-life implications are significant, because investors in real life have to make these types of decisions and often react with emotion instead of fact and long-term perspectives on the stock. In this project, students use $1800 to invest in a fictitious company Ravioli Den. The teacher will then progress through a series of slides, describing current events impacting the value of investment. At each interval, the student will have the option to buy or sell shares, and then students will complete this worksheet regarding their decisions and the value of their investment. Teachers, you must access the answer key for materials you need to facilitate this activity. 

FL10.8 Analyze credit options and the importance of responsible borrowing. Title: “Is There Such a Thing as Good Debt?” Listening Guide and Video. Some say that debt is the gateway to your goals, others say it's a ball and chain that will drag you down... So who's right?

Ever wondered why we act the way we do and make the choices we make? Abraham Maslow, an American psychologist believed that our actions and hidden desires are driven by a series of needs, which he organized into a pyramid. According to Maslow, our most basic needs, like food, air, and water, are the ones we need for our basic survival. So, our primary motivation is to meet these survival needs first. It does not matter how much money you have or how fancy your house is if your hungry and homeless. Once we have these fundamental needs covered, that’s when we can start focusing on our “higher order” needs.

This activity contains a presentation, notes, activity, and assignment to help teach Supply and Demand within the Micro-economics Module Outcome 32e. Demand and Supply are perhaps sone of the most fundamental concepts of economics and the backbone of a market economy. The relationship between demand and supply underlies the forces behind the allocation of resources. In market economy theories, demand and supply theory will allocate resources in the most efficient way possible. How? Let us take a closer look at the law of demand and the law of supply.

The objective of this activity is to illustrate the power of diversification when it comes to stocks. Each student receives a card representing one publicly traded company and its returns over the past year. In various rounds, students compare their performance and simulate forming small and large mutual funds. WHY IT’S FUN: Simulation with lots of opportunities to move and collaborate

This activity supports Module 32: Microeconomics- Explore economic factors that impact personal or community financial decisions. The attached presentation and handout outlines videos and questions to guide the student's learning about marginal cost, marginal benefit, scarcity, and opportunity cost. This content is meant to teach the student to explore these concepts about decision making, especially financial decisions. Considering what we "give up" to get something is very important when spending money. Giving up something is not just the amount of money you gave up; it includes time or the "next best thing" you could have done with that time and money.

Mind Your Money: An Introduction to the Psychology of Spending. Nov 2023 https://youtu.be/BSulTNHwlL8?si=ZhaKcDXDi6guxeQoA one hour presentation from Mark at the Credit Counselling Society discussing mindful spending techniques and the marketing behind retailers who try to encourage you to spend your money.

Humour can be a great teaching tool. This vignette, although humorous in nature, carries a serious message and, hopefully, teaches us the importance of protecting our personal information. There is no humour in having your personal information stolen and then used by the person who stole it. Imagine – it’s just like having your wallet or purse stolen!!! With the great number of passwords and PINs that most people have these days it is possible to have some of this information stolen if we do not take care to ensure that it is safeguarded. How do we do this? The activities suggested below will give some answers but each of us has to make certain that we do not share or reveal this information to anyone but those we trust. Failure to do so could result in great difficulties and loss of money and personal identity.

Money StoriesGrounding Indigenous Youth in the Lessons of their EldersWhat is it?Money Stories is a customized money management training program for Indigenous youth. The program combines Indigenous Elders speaking about their experiences with money, with facilitator-led activities about money that are relevant to youth. “We (Elders) need to help the next generation out of poverty. Young people have gifts and talents that should be used. I believe that preparing them for the future, one day they’ll go out into society with the experience and confidence to know they can make it.” Elder Lucy Guiboche.Money stories is delivered in eight chapters. Topics covered include Money, My Community & Me, Building Assets, Goal Setting & Problem Solving, Gathering Information, Budgeting, Banking, and Credit.

In this vignette the girl is influenced by her peers to make a poor choice.  Don’t let others decide what you need and what you want. Every day people are exposed to advertising trying to convince them to buy their product. If you think that what you want is actually something you need, you are more likely to buy it. Money must be spent on needs, but wants are a choice you make. You should be in control of your spending.

Students will explore the concepts of needs and wants and how they impact financial decisions. Discuss how budgeting decisions vary at different stages of life to reflect shifting personal goals. Students can work through some activites to discover reasons for budgeting, the difference between needs and wants and do their own self-evaluation for their financial choices.