Coffee roaster and entrepreneur Paul Foster shares his earliest childhood memories about money and an early job at the bank seeing how customers manage their debt. These experiences shaped his financial future. Students will review three different video segments on being an entrepreneur, advice on debt and long term impact of loans, especially when you are self-employed. The activities include multiple choice, vocabulary, short answer and open ended questions giving the students an opportunity to review advice on being an entrepreneur, managing your debt and how this will benefit your future.Chapter 1 Childhood memories about money and being an entrepreneur video: https://www.youtube.com/watch?v=trBgl4tH6vU  Chapter 2 Dealing with debt video: https://www.youtube.com/watch?v=b22pGQFMQpM   Chapter 3 Paying off student loans video: https://www.youtube.com/watch?v=syoXqBo9IFA

Indigenous Peoples have indicated that financial education is a priority for them and complements other training programs in their communities. . To be successful, financial literacy interventions must be community driven, created by and for Indigenous Peoples. These videos and activities allow students to explore the story of a social entrepreneur and leader who values financial literacy and gives back through his business to help his Indigenous community create a better tomorrow.First Nations entrepreneur Mark Marsolais-Nahwegahbow works hard to ensure his family’s financial wellness while making a real impact on his community. He founded a social enterprise that brings fresh drinking water to Indigenous families across Canada. https://www.youtube.com/watch?v=0A-6JzC0IcwThe activities include multiple choice, vocabulary, short answer and open ended questions giving the students an opportunity to review advice on being an entrepreneur, giving back to your community and providing for your family and future.  

Venture: Entrepreneurial ExpeditionIntroduce 7th - 10th grade students to the fundamentals of entrepreneurship, from creating a business plan to performing market research, in this food-truck simulation. In this program, students will progress through online (and offline) lessons entitled Building a Budget, The Entrepreneur in You, Planning & Building a Business, Your Business Snapshot.

FL10.1 Explore how value systems, social factors, personal experiences and cultural backgrounds can influence financial decision making.  How can we understand how to manage our money if we don’t first understand what it is that we want money to help us do? You may be surprised to know that “stuff” is not something that most people value and what you spend your money on may not matter as much as you first thought. 

Determining your Scores Your scores will help you identify your money personality profile. The higher the number for each profile, the more this tendency may motivate your money behavior. It’s okay to be high in several profile areas. It just shows that your financial decisions are based on a variety of motivators or beliefs. 

This lesson seeks to help students to understand the concept of FOMO and the impact on their lives regarding anxiety, debt and stress. At the end of the lesson students should be able to identify: Causes of FOMO, Impact on debt and stress, Strategies to change this behavior. Included are pre and post lesson activities and assessments and content to teach the lesson and help students clarify the impact of FOMO on financial decisions.  Suggested Timing: 75-150 minutes depending on whether optional topics are done and how much class time is given for assignment.

There are a number of different influential factors in our lives that impact our financial decisions. . By understanding some of these factors (personality and emotions, past life experiences, physical and mental health, culture and society where you live, financial knowledge), you can learn a little bit more about yourself so that you are equipped to make better financial decisions. Students will answer the question: What are some of the ways these factors have influenced your financial decisions?

This activity includes a video explaining what "factors of production" are and how they contribute to costs of everything. In this example, Disney is described in terms of the items needed to operate the theme parks and business... and how these "factors" contribue to why Disney is SO EXPENSIVE!Activity includes watching a video and 3 discussions questions at the end. Lesson should take 1 hour to review with students. 

The following resource from the Sask DLC Financial Literacy 10 course contains: Income Tax Basics document, "Filing Income Tax Assignment", How to Get Started with Wealth Simple Document and rubric and Sask DLC Video: Wealth Simple Demo https://youtu.be/xbwRJHrYW3k?si=MzIwVus2uaPEootp

Read the Article "Keeping Your Debt a Secret Can Mess With Your Mind and Body " (Anne Gaviola). Students can review the case study sections. Encourage students to ask questions and brainstorm solutions after reading each section. Have students discuss implications of title.Have students list questions about this person’s situation (after each section, if you wish). Brainstorm possible solutions. Have students reflect on their learning.

Outcome: FL10.5 Examine the role of personal budgets and their importance for financial planning.Indicator: f. Discuss how personal goals, social influences and values impact a budget.

A project to wrap-up this module could be assigned and developed from the start of the module or at the end of instruction). If this were assigned at the start of the module, students could check in with their teacher after each step to receive formative feedback.Students will work through why it is important to make future plans, what their hopes and dreams are and put together a final project that showcases the connections between family, education, career, finances, lifestyle and wellness. 

Students can write a letter to their future self, outlining future plans (financial, education, career, family, wellness). This would be a nice reminder to themselves in the future regarding the plans they made before. Research shows that if you make a plan, you are more likely to realize those plans and dreams! Hopefully this will be a fun exercise for students to participate in.

Steps to participate: Write the letter, pick a receiving date, send the letter and verify the information. You can pick your delivery date or select 6 months, 1 year, 3 years, 5 years, 10 years or a specific date that you would like. Letters can be private or public (anonymous). The letter goes to a an email address, so be sure to keep that email active (with password and access).

Students will review the potential effects on a person's investment value and overall mental impact of gambling versus investing. Using an investment scenario with a regular deposit to a lower risk investment, the students will compare potential returns to gambling activities, where the odds are close to 50/50 of making any money. 

Students can work through this activity to develop goals for themselves in life's categories and then pick top goals to make plans on how to comlete these. This activity also includes an example of how student could make a financial goal and the steps they could take to accomplish this goal (i.e. $8000 by the end of summer after Grade 12, starting June of Grade 11). 

Financial Literacy in the Classroom Lessons and Resources: Home Ownership: This is an online lesson with built in quizzes, videos and explanations. There is also a mini case at the end of the lesson. Students can use this to supplement the learnng happening in the classroom on the credit card unit. Questions to considerWhat factors should you consider when house shopping? Location, condition of home What can you afford and down payment requirements (GDS, TDS), credit scoreWhat are some key terms related to mortgages? How are mortgage payments calculated? What are closing costs? 

This listening guide and assignment will help you understand key points about financial fraud and how to protect yourself, based on the video "Financial Basics: Video Fraud." Before You Watch:Ask the students to think about what you already know about financial fraud.Have they ever come across a suspicious email, phone call, or online offer?

"Identity Theft" is the thrilling true story of Michelle Brown who accrues over $50,000 of debt after her identity is stolen. We fill out forms all the time-for credit cards, loans, insurance claims, job applications, online purchases and more. We're constantly giving up personal and financial information, and sometimes those details get into the wrong hands. It couldn't happen to you? Think again-Michelle Brown walked into an office one afternoon to fill out a simple rental form and handled it over to the receptionist. Students can follow along the movie with a listening guide, some discussion questions, multiple choice and final reflection questions on this story. 

Underlying the humour of this vignette is a serious message about investing. We all would like to be able to put our money to work for us by investing it, but often we are so eager to get a good return on our investment that we overreach and take a chance on an apparent opportunity that offers a greater than normal return. This is a risky venture to say the least. It’s important to take a moment to reflect before acting. As the old adage says, “Act in haste, repent at leisure.” There are a number of things that should be considered when investing money in order to protect ourselves from scams.

Indigenous communities have traditionally shown skill and strength in managing resources to support their community on an ongoing basis. People have understood and practiced the concepts of budgeting and saving, managing resources by budgeting so that they last the year, and putting aside savings for future use. In today’s economy, managing money can feel stressful at times. A helpful step is to identify goals for you and your family. This booklet provides a set of  activities to help you do that. The worksheets can help you plan your money goals, track your spending, make a budget, and get ready for tax time. The land is our teacher. It teaches us about saving, sustainability and security. At creation animals, birds and fish were asked what they could teach humans. The animal world said humans can learn from our values, character and behaviour. In this booklet the animals will teach you about managing your money. Simon BrascoupéAnishinabeg/Haudenausanee Bear ClanMember of Kitigan Zibi Anishinabeg First NationVice-President Education and Training, AFOA Canada