Students can investigate important questions like "Do you talk about money in your home with your family? How about with your friends? ​ Where do you go to learn about money? Why?" with the NGPF presentation. Students will explore the advice from a family member or trusted adult (teacher, principal, etc). using the "Money Interview". Teachers may also use the previous Money Interview Results document and have the students "categorize" the advice (such as savings, investment, credit, career advice, etc). This allows the students to see what other adults have said and learn from the advice of another adult.

Smart money management requires building a foundation in strong, healthy financial habits. In this activity, we’ll learn about how habits work and then apply that knowledge to a financial habit that you’d like to change.Have students think about a financial habit they would like to change, and then answer the questions in the booklet. 

A money story is developed through the impact of your childhood and core memories of money. It is influenced by the impact of those around you as you watched, listened and absorbed money discussions and behaviors of others. The people around us and those we interact with, all help us develop our own money story and values regarding financial descisions. In this activity, students will:Draw their visions regarding spending, saving and giving moneyReflect on one 6 promots regarding personal influences and experiences on moneyWatch a Ted Talk on a personal money story for Tammy Lally "Let's get honest about our money problems" https://youtu.be/jlhtTKPkg5M?si=-qpm70n3Jwki5hYA Develop some future thinking ideas of what will impact them in the future Confirm their own "money story" now

Teachers can use this resource to debate as a class or have the students reflect and answer on their own. It works well to divide the class into four groups and assign the students a topic (for or against). They may not agree with the topic they have been given, but that's the importance of debate- to allow a person to see both sides and why someone would support an argument different than your own.

Teachers can use this resource to debate as a class or have the students reflect and answer on their own. It works well to divide the class into four groups and assign the students a topic (for or against). They may not agree with the topic they have been given, but that's the importance of debate- to allow a person to see both sides and why someone would support an argument different than your own.

FL10.1 Explore how value systems, social factors, personal experiences and cultural backgrounds can influence financial decision making.  How can we understand how to manage our money if we don’t first understand what it is that we want money to help us do? You may be surprised to know that “stuff” is not something that most people value and what you spend your money on may not matter as much as you first thought. 

Determining your Scores Your scores will help you identify your money personality profile. The higher the number for each profile, the more this tendency may motivate your money behavior. It’s okay to be high in several profile areas. It just shows that your financial decisions are based on a variety of motivators or beliefs. 

There are a number of different influential factors in our lives that impact our financial decisions. . By understanding some of these factors (personality and emotions, past life experiences, physical and mental health, culture and society where you live, financial knowledge), you can learn a little bit more about yourself so that you are equipped to make better financial decisions. Students will answer the question: What are some of the ways these factors have influenced your financial decisions?

Indigenous communities have traditionally shown skill and strength in managing resources to support their community on an ongoing basis. People have understood and practiced the concepts of budgeting and saving, managing resources by budgeting so that they last the year, and putting aside savings for future use. In today’s economy, managing money can feel stressful at times. A helpful step is to identify goals for you and your family. This booklet provides a set of  activities to help you do that. The worksheets can help you plan your money goals, track your spending, make a budget, and get ready for tax time. The land is our teacher. It teaches us about saving, sustainability and security. At creation animals, birds and fish were asked what they could teach humans. The animal world said humans can learn from our values, character and behaviour. In this booklet the animals will teach you about managing your money. Simon BrascoupéAnishinabeg/Haudenausanee Bear ClanMember of Kitigan Zibi Anishinabeg First NationVice-President Education and Training, AFOA Canada

Read each scenario below and find two “opportunity costs” for each situation. What was given up, financially, time spent doing something else, other lost experiences, etc.?

Ever wondered why we act the way we do and make the choices we make? Abraham Maslow, an American psychologist believed that our actions and hidden desires are driven by a series of needs, which he organized into a pyramid. According to Maslow, our most basic needs, like food, air, and water, are the ones we need for our basic survival. So, our primary motivation is to meet these survival needs first. It does not matter how much money you have or how fancy your house is if your hungry and homeless. Once we have these fundamental needs covered, that’s when we can start focusing on our “higher order” needs.

Money StoriesGrounding Indigenous Youth in the Lessons of their EldersWhat is it?Money Stories is a customized money management training program for Indigenous youth. The program combines Indigenous Elders speaking about their experiences with money, with facilitator-led activities about money that are relevant to youth. “We (Elders) need to help the next generation out of poverty. Young people have gifts and talents that should be used. I believe that preparing them for the future, one day they’ll go out into society with the experience and confidence to know they can make it.” Elder Lucy Guiboche.Money stories is delivered in eight chapters. Topics covered include Money, My Community & Me, Building Assets, Goal Setting & Problem Solving, Gathering Information, Budgeting, Banking, and Credit.

Listen to M.B.A. student Kevin Liang as he shares his experience as a money novice while in college. Listen for his call to action, and think about how you can put his advice into practice. Topics include: Why do you think people often feel uncomfortable discussing their financial situation? What impact does financial literacy have on an individual’s future opportunities and societal inequality? What are the risks and benefits of not discussing financial matters openly? What does the narrator's story tell us about the social stigma associated with discussing money? How can being open about financial struggles and successes benefit individuals and communities? Discuss how early financial education could have changed the narrator’s family situation. What role does early financial education play in preparing for unforeseen financial challenges? Reflecting on the video, why might someone's financial literacy be linked to their family background or upbringing?

FL10.1 Explore how value systems, social factors, personal experiences and cultural backgrounds can influence financial decision making.  Whether we realize it or not, we use money everyday! However, we’re not always aware of how we use our money or why we make the financial decisions we do. People decide how to use their money based on their personal values, or what they judge to be important in their lives. Take some time now to identify what your students value!  Students can discuss their personal financial decision-making process, identify their money personality based on personal behavior and choices and analyze financial decisions and the influence of personal/external factors.

The following resource from the Sask DLC Financial Literacy 10 course contains: a viewing guide for videos on various cultural perspectives on financial decisions, an article and information to help the students begin to write their own plans, and the "Money Story" Assignment

Money is one of the oldest aspects of human culture, likely predating the written word. It's woven into the fabric of virtually all human activity, like food, family, work, religion, and celebration. So it's not surprising that there is a wide variety of unique money customs around the world. Students will explore new vocabulary, learn about various financial routines that differ between cultures, and respond to some multiple choice short answer and reflective questions.

Students will be able to reflect on a variety of personal values and how these values can influence their financial decisions. Students can also use the "MOVE" activity to explore thier own beliefs and alignments with certain "money value statements". This activity can also demonstrate how values differ from person to person. 

Money management is an essential life skill, but there’s no one-size-fits-all approach to this. We may all lean towards achieving the same results, but the path to getting there varies from one culture to another. It’s interesting to see how each country and their respective culture’s relationship with money is as distinctive as those cultures themselves.

A sample of 1,014 parents of 8 to 14 year olds nationally and their kids, analyzed parent attitudes and behaviors that were associated with kids' financial habits. The survey found that positive money behaviors and expectations among kids are often associated with parents' decision to let their kids decide how to save and spend their money on their own. as well as modeling good financial habits. Conversely, troubling financial habits among kids were more frequently seen when parents have a troubling history with money. 

Minding Your Money: Skills for Life is a digital financial education course with four lessons that teach learners about navigating the various financial stages of life, identifying your financial values, understanding the relationship between finances and mental health, and how to develop healthy financial boundaries in relationships. Learners will understand how to develop financial stability. Finally, they will learn about how their financial values can influence their goals and behaviours. Includes SK curriculum connections, lesson plans, online interactive lesson bank, assessment keys for teachers and a teacher portal to manage grades and student work.  LanguagesEnglish - US, Spanish - US, English - CA TopicFinancial Education, Health & Wellness Duration: 45 minutes