Meet Mia Saver and Ima Spender are two 23-year-old women who recently graduated from college.  For a couple of years after graduation, neither of them saves any money for retirement. Both are focused on establishing their careers and purchasing household items.  At age 25, both decide it’s time to start a retirement account. In this activity, we’ll use an online financial calculator to better understand the power of compounding, interest rates and time!

One of the key strategies in investing is to take advantage of the power of compounding. Two of the most common cases of people benefitting from compounding are: receiving compound interest in a savings account, and getting compounded returns from stock market investments. In this activity, we’ll use one of these calculators to better understand the power of compounding.

This activity includes Investing Basics Teacher-recorded Video, Article, PPT & Assignments. The assignment will introduce the student to various investment options and help them understand the basics of investing.

Whether it’s buying that $5 coffee, a new piece of clothing that we don’t really need, or just trying to make ends meet, saving money is oftentimes easier said than done. We are often influenced by a variety of factors that make it difficult to save money. Many cartoonists have observed these challenges and wittily depict them in their cartoons. In this activity, you will pick one of the cartoons provided below and analyze how it portrays the challenges we encounter when it comes to saving money.

This content contains grade level Personal Finance Case Studies, resources to help teachers teach, helpful guides for teachers to write their own case studies and sample case presentations and videos of past students. These are great resources to enhance your teachings, use as projects or year end assignments and to prepare students for case based instruction in their future post secondary or at case competitions.

This task gives students an opportunity to work with exponential functions in a real world context involving continuously compounded interest. They will study how the base of the exponential function impacts its growth rate and use logarithms to solve exponential equations.

This task is preliminary to F-LE Compounding Interest with a 5% Interest Rate which further develops the relationship between e and compound interest.

This task develops reasoning behind the general formula for balances under continuously compounded interest. While this task itself specifically addresses the standard (F-BF), building functions from a context, a auxiliary purpose is to introduce and motivate the number e, which plays a significant role in the (F-LE) domain of tasks.

This 11-minute video lesson provides an introduction to bankruptcy liquidation (Chapter 7). [Core Finance playlist: Lesson 22 of 184]

This 11-minute video lesson provides an overview of the estate tax. [Core Finance playlist: Lesson 155 of 184]

This 3-minute video lesson looks at what is the Futures Fair Value and how traders use it as an indicator for stock price direction at market opening. [Core Finance playlist: Lesson 158 of 184]

This 6-minute video lesson provides a basic overview of capital and human capital. [Core Finance playlist: Lesson 156 of 184]

This 3-minute video lesson takes a look at actual sequential and year-over-year inflation data. [Core Finance playlist: Lesson 160 of 184]

This 10-minute video lesson introduces balance sheets by looking at a home purchase to illustrate assets, liabilities and owner's equity. [Core Finance playlist: Lesson 7 of 184]

This 7-minute video lesson provdes an introduction to compound interest. [Core Finance playlist: Lesson 51 of 184]

This 15-minute video lesson provides an understanding of how mortgage interest rates are quoted. [Core Finance playlist: Lesson 178 of 184]

This 12-minute video lesson provides a basic introduction to risk and reward. [Core Finance playlist: Lesson 157 of 184]

This 9-minute video lesson uses the Rule of 72 to approximate how long it will take for an investment to double at a given interest rate. [Core Finance playlist: Lesson 52 of 184]

This 3-minute video lesson provides the basics of what price inflation is and how the CPI-U is calculated. [Core Finance playlist: Lesson 159 of 184]

Financial Basics is a workshop designed to teach young adults essential financial skills, including budgeting, saving, credit management, investing, fraud prevention, and financial planning.

Included: presenter's manual, participant's notebooks, presentation slides, evaluation form, learning videos.

If you'd like hard copies of the materials, allow 4 to 6 weeks for order fulfillment.

Module 1 - Introduction
Module 2 - Budgeting
Module 3 - Managing Cost of Living
Module 4 - Credit & Debit Management
Module 5 - Saving & Investing
Module 6 - Financial Goals
Module 7 - Protect Yourself
Module 8 - Summary