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Activity: Opportunity Costs- Is It Worth It?
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This activity involves four scenarios where the students will uncover the opportunity costs for each scenario (every decision involves a trade-off). The opportunity cost is the profit lost (or total cost- financial and non-financial costs) when one alternative is chosen over another. A trade-off is understanding that you are going to lose something, in relation to time, money, or energy, when the decision to choose something else is made.  When you buy or do one thing with your money, you must give up the chance to buy or do something else. This is a trade-off: what you give up to get what you want. When you spend part of your income on certain things, you give up spending it on other things.

Subject:
Financial Literacy
Material Type:
Activity/Lab
Assessment
Homework/Assignment
Author:
Cindy Lowe
Date Added:
03/06/2024
Booklet: Your Money, Your Future
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CC BY
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This booklet contains 7 chapters on topics related to how to earn, save, budget, spend, borrow, protect and give money. Whether you get a weekly allowance or get paid for walking your  neighbor’s dog, your first step in handling your money well is to think about short-term and long-term goals. Then make a plan to reach them. It takes a bit of practice to master your money, just like it takes time to learn to  ride a bike. But once you get the hang of it, you’ll be ready to tackle all sorts of money twists and turns.

Subject:
Financial Literacy
Material Type:
Activity/Lab
Homework/Assignment
Lesson
Teaching/Learning Strategy
Unit of Study
Author:
Cindy Lowe
Date Added:
02/29/2024
Comic "The Game Plan" by The Healthy Aboriginal Network
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CC BY
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Comic Book titled “The Game Plan” by The Healthy Aboriginal Network https://istorystudio.com/wp-content/uploads/2014/04/Game-Plan.pdf The Healthy Aboriginal Network’s Game Plan is a comic book for Aboriginal youth featuring a teenager named Jake who struggled with financial wellbeing until he was taught a lesson or two in financial literacy. Making the right financial decisions helped Jake achieve his goals and feel financially empowered. 

Subject:
Financial Literacy
Indigenous Perspectives
Material Type:
Activity/Lab
Author:
Cindy Lowe
Date Added:
03/13/2024
Goals & Financial Planning for Indigenous & Non-Indigenous People
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This content covers financial planning, goal setting and elements that influence financial decisions. Uniquely tailored to Indigenous students’ experiences and histories, Financial Empowerment covers a wide range of topics in financial planning, personal finance, and financial decision-making. Threaded throughout with Indigenous and Canadian content, videos with Elders are also included, offering students their perspectives to enhance the learning experience.

Subject:
Accounting
Economics
Financial Literacy
Indigenous Perspectives
Material Type:
Lesson
Author:
Cindy Lowe
Date Added:
03/08/2024
Indigenous Content - Fin Lit Module 1 Why Money Matters
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This is a collection of resources to assist with infusing Indigenous knowledge, culture and values into the Financial Literacy Module 1: Why Money Matters (Introductory core)- Explore the purposes of money. Indigenous Elder Interivew Videos: https://opentextbooks.uregina.ca/financialempowerment/back-matter/video-interviews-with-elders/

Subject:
Accounting
Economics
Financial Literacy
Indigenous Perspectives
Material Type:
Activity/Lab
Homework/Assignment
Lesson
Author:
Cindy Lowe
Date Added:
03/12/2024
Indigenous Content - Fin Lit Module 2 Decision Making
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CC BY
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This is a collection of resources to assist with infusing Indigenous knowledge, culture and values into the Financial Literacy Module 2 The Decision-Making Process (core Introductory).Outcome: Apply decision-making strategies to various personal and community financial scenarios.

Subject:
Financial Literacy
Indigenous Perspectives
Material Type:
Lesson
Author:
Cindy Lowe
Date Added:
03/13/2024
Indigenous Content - Fin Lit Module 3 Goal Setting
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CC BY
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This is a collection of resources to assist with infusing Indigenous knowledge, culture and values into the Financial Literacy Module 2 The Decision-Making Process (core Introductory). Some excellent resources include the NACCA Financial Workbook for Indigenous Women, The Money Stories series and the Native STAND booklet. 

Subject:
Financial Literacy
Indigenous Perspectives
Material Type:
Activity/Lab
Lesson
Author:
Cindy Lowe
Date Added:
03/13/2024
Indigenous Content - Managing Your Money Workshop
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Bright, beautiful, interactive and simple to use, Managing your money offers a series of seven worksheets to help Indigenous individuals and families to set and work towards money goals. Each financial topic and activity features artwork by Simon Brascoupé paired with a teaching from the animal world that draws on their skills, strengths and experiences in managing resources. These worksheets are designed to facilitate one-on-one conversations or to be used in financial education workshops (and in fillable pdf format)  They can be used in the order they appear, or in a different order that fits best with the individual. This resource also includes recorded webinar, with faciliator guide, blank slides to make your own presenation, and full booklets in English, French, Cree and Ojibwe.

Subject:
Financial Literacy
Indigenous Perspectives
Material Type:
Activity/Lab
Homework/Assignment
Lesson
Module
Teaching/Learning Strategy
Author:
Cindy Lowe
Date Added:
03/14/2024
Lesson Plans: Money Stories with an Indigenous Lens
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Money Stories is a series of 8 lessons dealing with financial matters of everyday life. The Money Stories Program originated when Elders at the Aboriginal Seniors Resource Centre (in Winnipeg, MB) had the idea that money management training should be taught to Indigenous youth with a focus on Indigenous values, culture, and traditional teachings. The Money Stories Curriculum was then developed and tweaked by current and past SEED Winnipeg Inc. staff.Everyone is welcome to review the Money Stories Curriculum presented here. Note: the attached materials are read-only.  SEED Winnipeg Inc. kindly requests that organizations contact them directly via email or phone to request a printable version of the instructor’s manual and to order printed versions of the workbook (there will be a fee to recover costs for the workbook).  Interested organizations should have like-minded goals and values that support individuals in any of these areas: financial empowerment, education, job readiness, or life skills training.  Someone with facilitation experience is an asset.

Subject:
Financial Literacy
Indigenous Perspectives
Material Type:
Lesson
Author:
Cindy Lowe
Date Added:
03/13/2024
Net Worth & Budgeting for Indigenous & Non-Indigenous People
Conditional Remix & Share Permitted
CC BY-NC-SA
Rating
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This content covers budgeting and net worth elements that influence financial decisions. Uniquely tailored to Indigenous students’ experiences and histories, Financial Empowerment covers a wide range of topics in financial planning, personal finance, and financial decision-making. Threaded throughout with Indigenous and Canadian content, videos with Elders are also included, offering students their perspectives to enhance the learning experience.

Subject:
Accounting
Economics
Financial Literacy
Indigenous Perspectives
Material Type:
Lesson
Author:
Cindy Lowe
Date Added:
03/08/2024
Online Interactive: The Payoff
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CC BY
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In The Payoff game, play the role of Alex or Jess, two up-and-coming video bloggers who are preparing for a life-changing video competition while managing their finances and handling unexpected events. In the immersive game, developed by Visa, help Alex and Jess make smart financial decisions within the tight three-day deadline and complete their video for the competition.

Subject:
Financial Literacy
Material Type:
Activity/Lab
Assessment
Homework/Assignment
Lesson
Module
Unit of Study
Author:
Cindy Lowe
Date Added:
02/29/2024