"There are 13 modules in the Saskatchewan financial literacy curriculum that are suggested for middle years learners.

Simply click on a theme, select a module for instruction, pick an appropriate suggested activity, and download the necessary resources to help students meet the module’s outcome.

Please access the Curriculum Connections folder on the Supplementary Resources page for more planning resources including suggested sequencing of modules for middle years grades."

*A suggested sequence is even provided!

"There are 44 modules worth of activities and resources on this page! 31 modules with the secondary icon are designed for high school instruction in the Saskatchewan Financial Literacy 20/30 curriculum.

Although some of the content of the 13 other modules are designed for middle years instruction, they are easily adaptable to secondary learners. Teachers, consult your school division to see if the 13 modules have been taught at the middle years level to avoid repetition.

Simply click on a theme, select a module for instruction, pick an appropriate suggested activity from the Teacher’s Guide, and download the necessary resources to help students meet the module’s outcome."

SaskMoneyMinutes - Financial Literacy tips for Saskatchewan students from local professionals.

SaskMoney Career Talks - Interviews with financial professionals in Saskatchewan.

SaskMoney Past Events - Access recordings of past webinars.

Table of Contents
Chapter 1: Personal Financial Planning
Chapter 2: Basic Ideas of Finance
Chapter 3: Financial Statements
Chapter 4: Evaluating Choices: Time, Risk, and Value
Chapter 5: Financial Plans: Budgets
Chapter 6: Taxes and Tax Planning
Chapter 7: Financial Management
Chapter 8: Consumer Strategies
Chapter 9: Buying a Home
Chapter 10: Personal Risk Management: Insurance
Chapter 11: Personal Risk Management: Retirement and Estate Planning
Chapter 12: Investing
Chapter 13: Behavioral Finance and Market Behavior
Chapter 14: The Practice of Investment
Chapter 15: Owning Stocks
Chapter 16: Owning Bonds
Chapter 17: Investing in Mutual Funds, Commodities, Real Estate, and Collectibles
Chapter 18: Career Planning

Make virtual simulated trades and learn how the U.S. stock market works—all at no cost - from TD Bank.

"Our Virtual Stock Market Game can be used both in the classroom to help students learn about the stock market
and personal finance, or individually to practice trading real stocks at real prices, without risking real money."

"Improve your financial knowledge with our free, unbiased resources. Brought to you by the Ontario Securities Commission."

The website offers a variety of resources, including information, tools, quizzes, and games, designed to assist both parents and students in making informed financial choices across different aspects of life.

Construct an investment portfolio that includes short-, medium- and long- term investment goals.

"Personal Finance program teaches students in grades 9-12 personal money management skills including the key elements of personal finance such as spending wisely, budgeting, saving, investing and using credit."You can contact your local Junior Achievement (JA) to offer this course or you can enrol as a teacher and have your students complete it under your direction.  This can also be accessed by a student or parent as well (with a free account).

"Marketplaces is a cutting-edge digital learning experience to equip students with an understanding of how the market works and the confidence to participate in it. Through an engaging, gamified learning experience, students blend economic concepts with investing topics to learn how the government, corporations, and individuals come together to participate in the financial marketplace."

"The world of money is one area where many people often feel they lack control. Many, if not most, Canadians never had much in the way of financial education – at school or from parents. We hope to change that for the next generation. [Note to Parents and Teachers – Guides are with each Module.]"

Module 1 - Your Money Decisions: Who's in Control
Module 2 - Your Goals and Values
Module 3 - Your Goals: Some Things to Consider
Module 4 - Decision Making
Module 5 - Sources of Income
Module 6 - Career Under Construction: Investing in You
Module 7 - Are You an Entrepreneur?
Module 8 - Money Basics
Module 9 - Taking Control of your Money
Module 10 - Spending on Major Purchases
Module 11 - Borrowing Money
Module 12 - Getting and Managing Credit
Module 13 - Putting Your Money to Work: Saving and Investing
Module 14 - Protecting Assets - and Planning for Financial Independence

This section contains the full PDF version of Money and Youth and Teacher Guides for each Module and Money and Youth Connections to Financial Literacy 20 and 30 Curriculum Modules. Module 1: Your Money Decisions: Who's in Control, Module 2: Your Goals and Your Values, Module 3: Your Goals: Some Things To Consider, Module 4: Decision-making, Module 5: Sources Of Income, Module 6: Career Under Construction: Investing In You, Module 7: Are You an Entrepreneur?, Module 8: Money Basics, Module 9: Taking Control Of Your Money, Module 10: Spending On Major Purchases, Module 11: Borrowing Money, Module 12: Getting And Managing Credit, Module 13: Putting Your Money To Work – Saving And Investing, Module 14: Protecting Assets – And Planning For Financial Independence

This is an American site that provides free personal finance curriculum and professional development to more than 30,000 middle and high school teachers reaching over 2 million students. Even though it is American, there are plenty of uses for this in Canada as well!

Click the curriculum tab at the top to see all of your options for resources!

There is also an arcade full of games (button at the top middle of the screen)!

There is also a Math button at the top of the screen for math related lessons. E.g, unit price, compound interest

Three full course options are available for high school and one for middle school.

There is also current events under FINCAP Friday; as well as question of the day, unit review, podcasts, library and assessments.

The Penny Hoarder's goal is to teach financial skills for life, so it's a great place for students to learn about responsible money-handling. From coupon deals to earning side cash to smart budgeting and managing debt, The Penny Hoarder will increase your financial literacy on all levels. There's also an on-site academy where you can learn the basics of financial topics, such as managing credit, budgeting, and more.

Examine the principles of saving money.

Teacher Guide included.

1-3 hours

Differentiate between saving and investing.

Teacher Guide included.

1-2 hours

"This free digital course teaches students about what sustainable investing is with a focus on responsible decision-making that aligns to personal values and how to leave a lasting social impact. Through an interactive learning experience, students describe the connection between financial decisions and sustainable impact and evaluate whether financial choices are potentially sustainable and impactful."

Understand why it’s important to keep investing, even during market downturns and periods of inflation. In this video, we discuss things to consider when markets fall, things to consider before you sell your investments, the benefits of sticking to your financial plan. Maintaining investment and earnings growth is the best way to keep up with inflation. Your money earned (which grows from investing and wage increases) should be greater than or equal to the money spent (which increases through inflation).

This video explains the history of the stock markets and how they work. Essentially, the stock market is people buying and selling companies based on how much they think those pieces will be worth in the future. The New York Stock Exchange is the top ranking stock exchange that has a physical location and millions of dollars are made and lost everyday with people trading stocks