Broke is a documentary about sports stars who went from having millions of dollars to being broke and the mental anguish that comes along with this. The movie explores why this happens, mostly due to how many of the individuals lacked basic financial literacy skills. Students will develop 5 lessons / take-aways that they learned from the movie that the rest of us can learn from? They will discuss the themes and lessons shared regarding making responsible financial decisions, ways to gather information and explore how financial security (or lack of it) can have a major influence on mental health and well-being. 

This humorous vignette points out the necessity of taking care when we purchase something online. More and more we are making purchases online and avoiding the bricks and mortar stores. While this is proving to be an increasingly popular choice for people, there are cautions that need to be taken. As with any financial practice, there are safeguards and checks to be made, prior to any purchase, in order to ensure that we don’t wind up with something we don’t want – or worse – that we have been taken advantage of by unscrupulous people. So how do we safeguard ourselves as we shop online? There are certain things you can do.

Learning About Money Doesn’t Have To Be Boring!
A series of short vignettes produced for CFEE by Just For Laughs Gags focusing on money and highlighting money challenges, along with supporting tips and teaching material and suggested classroom activities and lesson ideas.
- Mind Your Money (PIN and password security)
- Buying Online: Be Safe. Be Wise (identifying secure websites, public WIFI and password security)
- Do They Have the Right Stuff (Trusted Advice, Selecting Financial Advisors, Good Money Decisions)
- If It Sounds Too Good To Be True (suspicious offers, risk/reward, credible investment sources)
-Catch It If You Can - In the Small Print (contracts, documents, verbal agreements, protect yourself)
- Why Pay More? (credit card offers, payments and interest charges, statement information, credit score)
- Need it, Want it, It's Your Call (need vs want, spending choices, compulsive buying, influences on buying)
- Take The Time (spending decisions, pressures to spend, comparison shopping, budget your money, return policies)
- Get the Credit You Deserve (credit score, paying off debt, credit rating accuracy, importance of a credit score)
- Scam Alert! (scams, fraud, personal information, protect your identity)

This funny vignette stresses the importance of reading the fine print. Many times the “small print” is hard to read.  Warranties, contracts, policies, agreements and guarantees can be so long that it is human nature to skim over the text and sign without fully reading all the details. It is likely we have all done it. Think about it, if there is something that a seller wants to hide from you knowing, where would you put it? Often the information or exceptions that you really need to be aware of are placed at the end of the agreement. By that time, you are tired of reading and often agree without finishing reading all of the terms.  A buyer needs to be aware of his or her rights and have the confidence to stand up for them.

This listening guide and assignment will help you understand key points about financial fraud and how to protect yourself, based on the video "Financial Basics: Video Fraud." Before You Watch:Ask the students to think about what you already know about financial fraud.Have they ever come across a suspicious email, phone call, or online offer?

"Identity Theft" is the thrilling true story of Michelle Brown who accrues over $50,000 of debt after her identity is stolen. We fill out forms all the time-for credit cards, loans, insurance claims, job applications, online purchases and more. We're constantly giving up personal and financial information, and sometimes those details get into the wrong hands. It couldn't happen to you? Think again-Michelle Brown walked into an office one afternoon to fill out a simple rental form and handled it over to the receptionist. Students can follow along the movie with a listening guide, some discussion questions, multiple choice and final reflection questions on this story. 

Humour can be a great teaching tool. This vignette, although humorous in nature, carries a serious message and, hopefully, teaches us the importance of protecting our personal information. There is no humour in having your personal information stolen and then used by the person who stole it. Imagine – it’s just like having your wallet or purse stolen!!! With the great number of passwords and PINs that most people have these days it is possible to have some of this information stolen if we do not take care to ensure that it is safeguarded. How do we do this? The activities suggested below will give some answers but each of us has to make certain that we do not share or reveal this information to anyone but those we trust. Failure to do so could result in great difficulties and loss of money and personal identity.

Creating and managing strong, secure passwords is an essential part of life in the 21st century. How can we help our students to develop the skills to create and manage their own online accounts? In this resource, there are two sequential classroom activities that you can teach your students about password security (adjust the complexity of the task to suit your class). Activity 1: How secure is this password? Aim: To learn which password combinations are the hardest to guess or crack. Activity 2: Design the strongest passphrase Aim: To learn how to design a strong password that is easy to remember

This vignette humorously points out the need for us to be on alert for unscrupulous people who would take advantage of us at any opportunity. There is an old saying “if it seems too good to be true, then it probably is” which warns us to be suspicious of people or situations that offer a large benefit for very little in return. But scammers are becoming more sophisticated in developing ways to swindle people. We need to be vigilant in any dealings we have and look for ways in which the transaction could actually be a scam. The last thing we want is to be a victim of fraud.

Students will review documents with sensive information and evaluate the information that must be protected, why this is important and what docuemnts should be kept and which can be shredded (and not just thrown out). Provide students several documents that may contain sensitive information. Their goal is to analyze each document to uncover: What sensitive information is contained in this document? Why should I be careful with this document?  What precautions should be taken with disposing of these documents? 

Fraud is ongoing and with new technology, there is new sophisiticated fraud happening all the time: Deep fakes, Crypto job fraud, etransfer multi-factor verification fraud... everyday there is something new. Teachers can introduce this section and discuss ways to protect themselves from fraud. The assignment allows students to review fraud stories that have taken place and investigate their own fraud. Students could present their findings in a variety of ways: posters around the school, presentation, show to the class, social media video, etc. 

Folders upon folders of excellent financial literacy teaching materials!

"It is recommended to start planning instruction with the Teacher’s Guides in each module. If you are seeking a specific resource, scroll below to search."

Scammers are sneaky and sly. They can target anyone, from youngsters to retirees. They can also target businesses. No one is immune to fraud. Our group of superheroes has found a way to see through the scams. Their secret is simple: knowledge is power! Read on to find out how you can also become a fraud-fighting superhero. Share this booklet with family and friends and start powering up! Students can become real-life superheros by arming themselves with the information they need to fight fraud and keep themselves, their family and their money safe. Each section includes a secon describing the fraud and valuable "Tips to protect yourself".

Find resources, events, tools and information on budgeting, money management, insurance, saving, investing, and taxes from various Canadian organizations.

Assess how to find credible sources of financial advice.

Teacher Guide included.

3-5 hours

Investigate factors that affect one’s credit file.

Teacher Guide included.

7-10 hours

"These three free digital courses introduce students to what data science is and why it matters. Through interactive exercises, students explore foundational data science knowledge, including collecting, visualizing, and understanding data. Data Science Foundations is the 101-course with two extension opportunities in the form of a Financial Wellness and Banking Fraud simulation."
Includes 3 courses:
*foundations
*financial wellness
*banking fraud

The following resource contains the assets (or resources) to accompany the Sask DLC Financial Literacy 20 course.This resources allows you to access all of the Sask DLC supports for Financial Literacy 20 in one place. Course videos and supporting materials (organized by units) are provided. 

Financial Basics is a workshop designed to teach young adults essential financial skills, including budgeting, saving, credit management, investing, fraud prevention, and financial planning.

Included: presenter's manual, participant's notebooks, presentation slides, evaluation form, learning videos.

If you'd like hard copies of the materials, allow 4 to 6 weeks for order fulfillment.

Module 1 - Introduction
Module 2 - Budgeting
Module 3 - Managing Cost of Living
Module 4 - Credit & Debit Management
Module 5 - Saving & Investing
Module 6 - Financial Goals
Module 7 - Protect Yourself
Module 8 - Summary

The Financial Consumer Agency of Canada (FCAC) ensures federally regulated financial entities comply with consumer protection measures, promotes financial education and raises consumers’ awareness of their rights and responsibilities.