This activity allows the students to discuss the burden of student loans and financing post-secondary education. An additional aspect to this activity is the mental health aspect regarding heavy debt loads for post-secondary. The discussion could include a debate on student loans, who is responsible and can a student "walk away" from this debt? Should the government pay for post-secondary education for everyone? If yes, would you be willing to pay more taxes for free post-secondary education?Students often finance their post-secondary education, which can be very expensive over many years. How does a student pay this debt back if they are unable to finish their program, especially in expensive programs such as medicine or law?  

Financial Basics is a workshop designed to teach young adults essential financial skills, including budgeting, saving, credit management, investing, fraud prevention, and financial planning.

Included: presenter's manual, participant's notebooks, presentation slides, evaluation form, learning videos.

If you'd like hard copies of the materials, allow 4 to 6 weeks for order fulfillment.

Module 1 - Introduction
Module 2 - Budgeting
Module 3 - Managing Cost of Living
Module 4 - Credit & Debit Management
Module 5 - Saving & Investing
Module 6 - Financial Goals
Module 7 - Protect Yourself
Module 8 - Summary

The Financial Consumer Agency of Canada (FCAC) ensures federally regulated financial entities comply with consumer protection measures, promotes financial education and raises consumers’ awareness of their rights and responsibilities.

"This interactive, online course teaches students how to make wise financial decisions to promote financial well-being over their lifetime. Through real-life scenarios, students explore complex financial concepts and gain actionable strategies for managing their finances."
7 lessons; 35 minutes each

Featured resources from SaskMoney.
*taxes
*local financial lit
*budget
*PennyDrops

"There are 13 modules in the Saskatchewan financial literacy curriculum that are suggested for middle years learners.

Simply click on a theme, select a module for instruction, pick an appropriate suggested activity, and download the necessary resources to help students meet the module’s outcome.

Please access the Curriculum Connections folder on the Supplementary Resources page for more planning resources including suggested sequencing of modules for middle years grades."

*A suggested sequence is even provided!

"There are 44 modules worth of activities and resources on this page! 31 modules with the secondary icon are designed for high school instruction in the Saskatchewan Financial Literacy 20/30 curriculum.

Although some of the content of the 13 other modules are designed for middle years instruction, they are easily adaptable to secondary learners. Teachers, consult your school division to see if the 13 modules have been taught at the middle years level to avoid repetition.

Simply click on a theme, select a module for instruction, pick an appropriate suggested activity from the Teacher’s Guide, and download the necessary resources to help students meet the module’s outcome."

"Practical Money Skills is a free financial literacy program to help Canadians understand the fundamentals of money management. Created by Visa, the program offers money management resources including calculators, games, and lesson plans tailored for use by Canadian families and educators."

During this engineering design/build project, students investigate many different solutions to a problem. Their design challenge is to find a way to get school t-shirts up into the stands during home sporting events. They follow the steps of the engineering design process to design and build a usable model, all while keeping costs under budget.

Through this activity students will learn about food security and some of the causes of food insecurity both globally and at home. Then students will explore how food fits into a household budget and explore how some real-world challenges can affect the budgets and food choices of families. Developed in partnership with Conexus Credit Union.

Table of Contents
Chapter 1: Personal Financial Planning
Chapter 2: Basic Ideas of Finance
Chapter 3: Financial Statements
Chapter 4: Evaluating Choices: Time, Risk, and Value
Chapter 5: Financial Plans: Budgets
Chapter 6: Taxes and Tax Planning
Chapter 7: Financial Management
Chapter 8: Consumer Strategies
Chapter 9: Buying a Home
Chapter 10: Personal Risk Management: Insurance
Chapter 11: Personal Risk Management: Retirement and Estate Planning
Chapter 12: Investing
Chapter 13: Behavioral Finance and Market Behavior
Chapter 14: The Practice of Investment
Chapter 15: Owning Stocks
Chapter 16: Owning Bonds
Chapter 17: Investing in Mutual Funds, Commodities, Real Estate, and Collectibles
Chapter 18: Career Planning

Analyze the use and potential overuse of credit by individuals.

Teacher guide is available.

4-7 hours

"EVERFI: Financial Literacy for High School is a digital education program that teaches students how to make wise financial decisions to promote financial well-being over their lifetime. The interactive lessons in this financial literacy course translate complex financial concepts and help students develop actionable strategies for managing their finances.
Immersive digital environments and diverse characters bring modern, relevant financial education objectives to life. Students accelerate their financial understanding through problem-solving, self-reflection and games that provide real-life scenarios for practice."

This Course Covers
Banking Basics
Income and Employment
Budgeting
Consumer Skills
Managing Credit and Debt
Financing Higher Education
Insurance

Students have been hired to write a chapter on the Great War for the years covering 1914 to 1919 for a high school history book. The publisher, however, has put them on a tight budget for the number of pages and illustrations. Students, taking the roles of historians and authors, must choose only the three most important events of the time. They are responsible for researching the events of the First World War and writing a letter to the textbook publisher outlining and defending their choice of events. Students must use the criteria of historical significance when making their argument.

Welcome to the "Keep Your Balance" activity. You are moving out on your own! You will receive no help from home! In this scenario you are old enough to drive a car if you choose to include the expenses of a car in your monthly expenses. You may share accommodation but each person must have his or her own bedroom.

"Personal Finance program teaches students in grades 9-12 personal money management skills including the key elements of personal finance such as spending wisely, budgeting, saving, investing and using credit."You can contact your local Junior Achievement (JA) to offer this course or you can enrol as a teacher and have your students complete it under your direction.  This can also be accessed by a student or parent as well (with a free account).

"Callysto is a free, multimodal learning program for grades 5-12 students in Canada. The program is part of a two-year pilot project by Cybera and the Pacific Institute for Mathematical Sciences (PIMS), who received funding from the federal government’s CanCode program to build and employ new technologies that promote digital literacy and help Canada’s youth develop the foundational skills required to become the future drivers of innovation."

Learning modules are available for Math, ELA, Science, Social, etc.
Click RESOURCES then select - learning modules, lesson plans, Indigenous content, data, computational thinking, problem solving.
Use the "bubbles" to filter to the subject.

Click GET STARTED to find the teacher starter kit and free full courses on computing science 10, AI, computational thinking, data science.

In this lesson, students discover the entire process that goes into designing a rocket for any customer. In prior lessons, students learned how rockets work, but now they learn what real-world decisions engineers have to make when designing and building a rocket. They learn about important factors such as supplies, ethics, deadlines and budgets. Also, students learn about the Engineering process, and recognize that the first design is almost never the final design. Re-Engineering is a critical step in creating a rocket.

"Give your students a deeper understanding of money management using a curriculum offered by Choices & Decisions: Taking charge of your financial life™. This program is designed to teach young people how to set long and short-term personal and financial goals; create and work with a personal budget; identify how and when to use credit; save and invest, understand the basics of banking services and develop character and confidence. The materials can easily be adapted for use in a wide variety of instructional settings including high schools, colleges and adult education programs.

Start making a difference with your students today. Select specific lessons or in-class activities or download everything as a PDF file."

Choices & Decisions Introduction

Decisions & Goals: Making Decisions; Making Money; The Art of Budgeting;

Loans & Expenses: Student Loans; Living on your Own; Buying a Home; Cars and Loans

Banking & Credit: Banking Services; Saving and Investing; About Credit; Credit Cards

Consumer Knowledge: Influence of Advertising; Consumer Awareness; In Trouble; About Consumer Privacy

A variety of financial literacy lessons for grades Prek-12 and beyond. Visit each grade section for a full list of topics covered.