This lesson explains leverage and insolvency and why it is good or bad. [Banking, Money, Finance playlist: Lesson 10 of 24]
This lesson tells how banks can give out loans without ever giving out gold. [Banking, Money, Finance playlist: Lesson 7 of 24]
Examine the components and legalities of financial contracts.
Teacher Guide included.
3-5 hours
This 9-minute video lesson continues to look at renting vs. buying a home and factors in appreciation and depreciation into the rent vs. buy decision. [Core Finance playlist: Lesson 11 of 184]
Incorporate fun stuff into your financial literacy classroom! Here are some files that teach financial literacy with events such as: Valentines Day, Super Bowl, and Halloween. There are also some online Finance games to share with your students
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Learn the 101 of Financial Literacy for free with these 12 units.
*Unit 11 is full of teacher resources.
Investigate various types of credit and credit products available to individuals.
Teacher Guide included.
7-10 hours
“The Dark Side of Buy Now Pay Later (BNPL) Apps” Video and Listening Guide Two Cents Video: https://youtu.be/UFJgnaASld8?si=ZlyKa6W0f4mq5gZj Buy Now Pay Later loans are becoming the newest, trendiest way to spend money you don't have... but are they really safer than credit cards? Preet Banjeree Video: https://youtu.be/fYM0eLvds1g?si=kNPU8bSCaAfp_0Br There are no free lunches. Find out how expensive it is to offer (for a merchant), how that can increase prices, and how using other methods to pay might be better for you (and also for lower income households!)