Students will work through a budgeting workbook, choosing their expenses and overcoming unexpected items each month. Step 1, the student will use a dice to determine their future job, which will be used throughout the activity. Step 2 guides the students to calculate their take home pay using step by step guide to take off deductions from the paycheck. Step 3 allows the students to make life decisions for how they want to live and determine how much those decisions will costs (tracking the happiness points that go along with each choice). Step 4 is a fun part of the budget where "stuff happens" which impact their monthly finances and happiness points. There is a summary activity to find out if students are able to fund their monthly budget, even with the unexpected. There is a final reflection and analysis for the students to learn from this budget activity. Students will need this workbook, a dice (could be virtual), and a calculator

In this lesson, students will learn how to read and interpret a credit report, and in the process they willdevelop an understanding of how their spending affects their credit history. They will learn about the credit bureaus in Canada, what information they track and who can review the report. An important question the students will investigate is "what does the credit file tell others about them?" There is also a sample credit report from Equifax on Jane Doe for the students to review and analyze.  

This resource provides a listening guide, student assignment and reflection on the topic of "Delayed Gratification", 24 hour rule and self control. In this short talk from TED U, Joachim de Posada shares a landmark experiment on delayed gratification -- and how it can predict future success with this priceless video of kids trying their hardest not to eat the marshmallow. Mischel theorized that children who eat the marshmallow within the time period would not be as successful as children who waited for 15 minutes for another piece of marshmallow. Delayed gratification = the process that a person will gain a reward after resisting temptation. 

This resource provides a lesson with Powerpoint, student handouts with word and graphic content and assignments with questions to assess students know. The content breaks down the tools and strategies you can use to build an emergency fund. We’ll take a detailed look at what “emergency” means; why we all need to put away funds in case of an emergency; how to use the “Pay Yourself First” method of saving; how much we each need to save; and the best high-interest savings accounts to stash and grow our money.

Coffee roaster and entrepreneur Paul Foster shares his earliest childhood memories about money and an early job at the bank seeing how customers manage their debt. These experiences shaped his financial future. Students will review three different video segments on being an entrepreneur, advice on debt and long term impact of loans, especially when you are self-employed. The activities include multiple choice, vocabulary, short answer and open ended questions giving the students an opportunity to review advice on being an entrepreneur, managing your debt and how this will benefit your future.Chapter 1 Childhood memories about money and being an entrepreneur video: https://www.youtube.com/watch?v=trBgl4tH6vU  Chapter 2 Dealing with debt video: https://www.youtube.com/watch?v=b22pGQFMQpM   Chapter 3 Paying off student loans video: https://www.youtube.com/watch?v=syoXqBo9IFA

Indigenous Peoples have indicated that financial education is a priority for them and complements other training programs in their communities. . To be successful, financial literacy interventions must be community driven, created by and for Indigenous Peoples. These videos and activities allow students to explore the story of a social entrepreneur and leader who values financial literacy and gives back through his business to help his Indigenous community create a better tomorrow.First Nations entrepreneur Mark Marsolais-Nahwegahbow works hard to ensure his family’s financial wellness while making a real impact on his community. He founded a social enterprise that brings fresh drinking water to Indigenous families across Canada. https://www.youtube.com/watch?v=0A-6JzC0IcwThe activities include multiple choice, vocabulary, short answer and open ended questions giving the students an opportunity to review advice on being an entrepreneur, giving back to your community and providing for your family and future.  

Indigenous communities have traditionally shown skill and strength in managing resources to support their community on an ongoing basis. People have understood and practiced the concepts of budgeting and saving, managing resources by budgeting so that they last the year, and putting aside savings for future use. In today’s economy, managing money can feel stressful at times. A helpful step is to identify goals for you and your family. This booklet provides a set of  activities to help you do that. The worksheets can help you plan your money goals, track your spending, make a budget, and get ready for tax time. The land is our teacher. It teaches us about saving, sustainability and security. At creation animals, birds and fish were asked what they could teach humans. The animal world said humans can learn from our values, character and behaviour. In this booklet the animals will teach you about managing your money. Simon BrascoupéAnishinabeg/Haudenausanee Bear ClanMember of Kitigan Zibi Anishinabeg First NationVice-President Education and Training, AFOA Canada

This activity introduces students to the following: effective investment practices. Information about investment alternatives, differences in how people manage themselves in dealing with issues such as risk, basic rules of money management, financial goal setting, borrowing money ideas and reasoning. Includes a "Dictionary Game", Diversification (example of a hockey pool from the same team), and a Risk vs. Reward Game using either thumb wrestling, rock/paper/scissors or coin toss. 

Money StoriesGrounding Indigenous Youth in the Lessons of their EldersWhat is it?Money Stories is a customized money management training program for Indigenous youth. The program combines Indigenous Elders speaking about their experiences with money, with facilitator-led activities about money that are relevant to youth. “We (Elders) need to help the next generation out of poverty. Young people have gifts and talents that should be used. I believe that preparing them for the future, one day they’ll go out into society with the experience and confidence to know they can make it.” Elder Lucy Guiboche.Money stories is delivered in eight chapters. Topics covered include Money, My Community & Me, Building Assets, Goal Setting & Problem Solving, Gathering Information, Budgeting, Banking, and Credit.

10.6 Explain the principles of saving money and the importance of a savings mindset. This activity contains Sask DLC course material including a Saving Strategies Activity, Saving Philosophy Case Study Investing Early Case Study, rubrics and Sask DLC Videos

This resource contains three lessons to review savings, investment options and the calculations of future values of investments. Lesson 1 The power of saving, Lesson 2 Investment tools, Lesson 3 Saving and investing review; End-of-unit quiz and answer sheet.  Each lesson includes black-line print masters for overheads and activities. 

Objective: Students will understand the principles of saving money and why adopting a savings mindset is crucial for long-term financial well-being.Indicators: Investigate different saving strategies (e.g., lump sum or at regular intervals, pre-authorized and random contributions). Examine advantages and disadvantages associated with various saving strategies. Identify appropriate savings strategies based on needs, wants and goals (e.g., 50 per cent needs/30 per cent wants/20 per cent savings, auto withdrawal, deposit only account, deductions at source).

Your brain is biased. Over millions of years of evolution, it’s been programmed to prioritize the present over the future, so when we try to save money, it feels like we’re depriving ourselves of joy. Why save for 10 years from now when there’s so much to do right now? Neuroscientist Alex Korb explains how our brain circuits focused on thinking, habits, and rewards interact to impact our financial decisions. But even though we favor short-term indulgences over our long-term best interests, research suggests it’s possible to undo this harmful pattern with one simple thing: a vivid imagination. Learn more about how you can rewire your brain and change your behavior to live the life you’ve always wanted. This is Your Brain on Money.

This lesson introduces the ways that banks make money. [Banking, Money, Finance playlist: Lesson 1 of 24]

This lesson is an introduction to the income statement of a bank, and to income statements, in general. [Banking, Money, Finance playlist: Lesson 2 of 24]

Use the filters on the left hand side to find the content type, grade level and/or subject that you're after.

This site has many great lessons for Financial Literacy, Business, Math, Social Studies, Arts, ELA, Science and more!

Virtual programs are available!

English for Financial Literacy is an instructor’s resource for teaching financial literacy concepts and skills in LINC and adult ESL programs at CLB levels 1 to 8. The main objective of English for Financial Literacy is to help instructors incorporate financial literacy content into their program planning and teaching, and support them in learning about key topics and concepts related to financial matters.Full workbooks and audio files accompany this resource. 

Incorporate fun stuff into your financial literacy classroom! Here are some files that teach financial literacy with events such as: Valentines Day, Super Bowl, and Halloween. There are also some online Finance games to share with your students

"Click on an outcome to access relevant resources and suggested activities to help students meet outcomes in the Saskatchewan Financial Literacy 10 curriculum.

Notes:
Since this is a new curriculum, our resources will be updated throughout the 2024-2025 school year.
If you have suggestions for additions, or you notice any errors, please contact admin@saskmoney.ca."

Educational ComicsVisa and Marvel Entertainment teamed up to release two exciting educational comic books, which teach readers, especially young people, about personal finance. The comics, Avengers: Saving the Day, Guardians of the Galaxy: Rocket’s Powerful Plan, and Black Panther: Investing in Each Other, combine Marvel’s iconic Super Heroes with Visa’s financial literacy expertise to introduce readers to fundamental money management concepts in an entertaining and engaging way. The Guardians of the Galaxy has been distributed worldwide in16 different languages.