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Financial Literacy

This collection features resources to support teaching Financial Literacy to learners of all ages.  We strongly encourage you to visit the Financial Literacy Hub for a variety of very useful curated collections curated by grade, outcome and module. 

November is Financial Literacy month in Canada!

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Bank of Canada - Learning resources by grade
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Use the filters on the left hand side to find the content type, grade level and/or subject that you're after.

This site has many great lessons for Financial Literacy, Business, Math, Social Studies, Arts, ELA, Science and more!

Virtual programs are available!

Subject:
Arts Education
Business
Economics
Education
English Language Arts
Financial Literacy
Geography
Health & Fitness
Health Education
History
Math
Practical & Applied Arts
Science
Social Studies
Material Type:
Activity/Lab
Lesson
Author:
Bank of Canada Museum
Date Added:
05/22/2024
Blank Budget Templates
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CC BY
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Budgeting is an important task for money managment. Using a spreadsheet can make this task much easier with tools that autocalculate totals. As well, the spreadsheet can be copied easily for each month or year. Categories can be easily tailored to the users' needs by adding items that are specifc to their financial situation.Budgets are used by non-profit groups, organizations, businesses, sports associations and volunteer groups for their cash flow management. Using a spreadsheet will make budgeting and decision making much easier and transparent for all users. Here is a variety of blank templates and examples that can be used for various budgeting purposes. 

Subject:
Financial Literacy
Material Type:
Lesson
Author:
Cindy Lowe
Date Added:
02/15/2024
Book Study Ideas
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CC BY
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Book Studies can be done as independent or in-class activities. Some teachers designate one day per week in class to read the book they have assigned, while others create a reading schedule. Various projects and assignments are suggested here to help the students and teachers learn from the book they have read. One thing is for sure.. there are a lot of excellent financial books for students to read and learn from! 

Subject:
Accounting
Entrepreneurship
Financial Literacy
Material Type:
Activity/Lab
Assessment
Homework/Assignment
Reading
Unit of Study
Author:
Cindy Lowe
Date Added:
09/19/2024
Booklet: Little Black Book of Scams (8 languages)
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Public Domain
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Scammers are sneaky and sly. They can target anyone, from youngsters to retirees. They can also target businesses. No one is immune to fraud. Our group of superheroes has found a way to see through the scams. Their secret is simple: knowledge is power! Read on to find out how you can also become a fraud-fighting superhero. Share this booklet with family and friends and start powering up! Students can become real-life superheros by arming themselves with the information they need to fight fraud and keep themselves, their family and their money safe. Each section includes a secon describing the fraud and valuable "Tips to protect yourself".

Subject:
Financial Literacy
Material Type:
Activity/Lab
Lesson
Module
Author:
Cindy Lowe
Date Added:
09/19/2024
Booklet: Your Money, Your Future
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CC BY
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This booklet contains 7 chapters on topics related to how to earn, save, budget, spend, borrow, protect and give money. Whether you get a weekly allowance or get paid for walking your  neighbor’s dog, your first step in handling your money well is to think about short-term and long-term goals. Then make a plan to reach them. It takes a bit of practice to master your money, just like it takes time to learn to  ride a bike. But once you get the hang of it, you’ll be ready to tackle all sorts of money twists and turns.

Subject:
Financial Literacy
Material Type:
Activity/Lab
Homework/Assignment
Lesson
Teaching/Learning Strategy
Unit of Study
Author:
Cindy Lowe
Date Added:
02/29/2024
BudgetBytes :Delicious Recipes Designed for Small Budgets
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At BudgetBytes, discover mouthwatering recipes that won't break the bank. The site dishes up hundreds of recipes broken down by category, with photos of every recipe.

You'll find great ideas for breakfast, lunch, and dinner, as well as heaps of yummy soups, salads, snacks, and desserts. BudgetBytes covers a lot of bases, including meat, vegetarian, vegan, and global recipes. There's even a list of 30 recipes specially designed for students. Bon appétit!

Subject:
Health & Fitness
Health Education
Material Type:
Activity/Lab
Homework/Assignment
Author:
BudgetBytes
Date Added:
03/01/2021
Budget Planner
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"The Budget Planner helps you create a customized budget in 3 simple steps. Gather information regarding your income and expenses and get started! If you don’t have all your information, you can always save and continue later.

This tool allows Canadians to create a personalized budget that they can save and update online. It draws on behavioural research into how people make financial decisions, and uses tips, guidelines and suggestions to make budgeting easier. "

Watch this video to get started: https://www.youtube.com/watch?v=eidft2ovmQc&feature=youtu.be (copy and paste this url into your browser).

Subject:
Foundations
Math
Material Type:
Activity/Lab
Author:
Financial Consumer Agency Of Canada
Date Added:
11/26/2019
Budgeting Analysis: Are They Making Ends Meet?
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CC BY
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This task allows the students to create a family’s cash flow budget based on their current situation, analyze strengths, weaknesses, opportunities, and threats to their household budget, and give the family some financial advice.The assignment also asked the students various planning questions regarding family budgets, events that affect the budget and variables to consider when a household plans their budgets.

Subject:
Financial Literacy
Material Type:
Activity/Lab
Assessment
Homework/Assignment
Lesson
Simulation
Author:
Cindy Lowe
Date Added:
02/16/2024
Budgeting Mini Cases
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CC BY
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This activity contains three case studies which allow students to evaluate situations that are considered when budgeting. The students will create budgets for the individuals in the cases as part of this assignment.

Subject:
Financial Literacy
Material Type:
Homework/Assignment
Author:
Cindy Lowe
Date Added:
02/16/2024
Business Education Training Opportunities
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CC BY
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Here are some suggestions for business education and financial literacy training for teachers. Several of these are online and quick programs to take. McGill Personal Finance Essentials, U of S Personal Finance Course: Edwards School of Business- Comm 229, U of R Personal Finance Course: Hill School of Business- Bus 291, Sask Polytech Personal Finance Course: Continuing Education FIN-100 Business Certificate 1 year program at U of S, Sask Polytech and U of R, Sask Business Teachers Association Conference May (first weekend each year), Hill Entre Online Course: Imagineur The Canadian Program for Creativity 

Subject:
Accounting
Entrepreneurship
Financial Literacy
Material Type:
Teaching/Learning Strategy
Author:
Cindy Lowe
Date Added:
09/19/2024
CIVIX Canada
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Our approach to civic education is about providing opportunities for students to experience their democracy first-hand rather than by reading about it in a textbook. By reaching students throughout their school career, during and between election periods, we hope to prepare them to be responsible and informed citizens.

CIVIX programming focuses on the themes of elections, government budgets, elected representatives and digital media literacy. Programs available include:

(1) Student Vote - an election enables teachers to bring democracy alive in the classroom

(2) Student Budget Consultation - combines civic education and financial literacy

(3) Rep Day - connects students with their elected representatives for a virtual or in-person meeting

(4) CTRL-F - a module providing quick strategies students can use to investigate and evaluate information

(5) PoliTalks - supports educators in bringing political discussions to the classroom - Materials are free with
registration, and programming is designed for grades 5-12

(6) Democracy Bootcamp - professional development conference for teachers designed to improve their
democratic engagement and delivery of CIVIX programming

Subject:
Business
Career & Work Exploration
English Language Arts
Financial Literacy
Practical & Applied Arts
Social Studies
Material Type:
GAP 4
GAP 5
GAP 6
Lesson
Module
Teaching/Learning Strategy
Unit of Study
Author:
CIVIX
Date Added:
05/02/2023
Cajun Koi Academy - Learn About Yourself, Improve Yourself! 21st Century Skills
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"Brothers Mike and Matt use a combination of live action and animation to take viewers on a journey of learning and self-discovery. Join Cajun Koi Academy to supercharge study sessions, level up on self-improvement, and embrace a positive mindset." (Common Sense Media)

Subject:
21st Century Competencies
Education
Life Transition
Practical & Applied Arts
Material Type:
Activity/Lab
Author:
Koi Brothers
Date Added:
10/16/2023
Canadian Financial Planning and Income Tax Facts - 2024
Unrestricted Use
CC BY
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This one page document shows limits and information on many Canadian tax topics including:TFSA, RRSP, Spousal RRSP, personal tax deadlines, pension amounts, US threshold information, RESP details, Registered Disability information, Canada Pension Plan, Old Age Security, Guaranteed Income Supplement, Capital Gains exception details, federal tax credits, federal tax brackets, donation information, government contact numbers and more!

Subject:
Financial Literacy
Material Type:
Primary Source
Author:
Cindy Lowe
Date Added:
02/29/2024
Carbon Tax - A lesson for English Language Learners
Conditional Remix & Share Permitted
CC BY-SA
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This lesson for English Language Learners (ELLs) discusses an environmental policy that is being implemented in many places around the world, carbon taxes. In this lesson, learners will practice reading, listening, speaking and writing. All activities are automatically graded with feedback provided to the learner upon submission.

Subject:
Education
Language Education (EAL, ESL)
Material Type:
Lesson
Date Added:
06/13/2024
Career Decision-Making Workbook
Conditional Remix & Share Permitted
CC BY-NC-SA
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Developed by The Canadian Career Development Foundation, this 74 page workbook guides students through fillable pages and activities to learn about themselves and the labour market around them. There are worksheets on personal values, characteristics, abilities, interests and occupations. The labour market section allows students to explore occupational information, interview tips and career and sector exploration web pages to help identify career pathways for students.This is a comprehensive workbook to help guide students through career exploration. Researching occupations may seem overwhelming. This guide will take you step-by-step to get clear about what you want and how to get there. This guide is 74 pages and contains 3 sections:Section 1. Know Yourself will help you define your personal profile (values, personal characteristics, abilities, and interests) and identify possible occupations that will fit your profile.Section 2. Know the Labour Market will show you how to research possible occupations using the Internet, networking and interviews with people.Section 3. Put It All Together will help you to establish a career goal and develop an action plan to reach that goal.

Subject:
Career & Work Exploration
Financial Literacy
Material Type:
Activity/Lab
Assessment
Homework/Assignment
Lesson
Unit of Study
Author:
Cindy Lowe
Date Added:
09/13/2024