This activity involves four scenarios where the students will uncover the opportunity …
This activity involves four scenarios where the students will uncover the opportunity costs for each scenario (every decision involves a trade-off). The opportunity cost is the profit lost (or total cost- financial and non-financial costs) when one alternative is chosen over another. A trade-off is understanding that you are going to lose something, in relation to time, money, or energy, when the decision to choose something else is made. When you buy or do one thing with your money, you must give up the chance to buy or do something else. This is a trade-off: what you give up to get what you want. When you spend part of your income on certain things, you give up spending it on other things.
A shortage or surplus of the goods we buy can have a …
A shortage or surplus of the goods we buy can have a significant impact on the prices we pay. Since the goods we buy are often made up of other goods, it’s common for a shortage or surplus anywhere in the supply chain to have a significant impact on the market. In this activity you will demonstrate shortages and surpluses, analyze what happens when they occur, and discuss how they can impact our daily lives.
A product’s unit price can be helpful in comparison shopping, making sure …
A product’s unit price can be helpful in comparison shopping, making sure you’re not paying more money for less of a product. But did you know that you should also be comparing the products you buy to...themselves?! Making products smaller while keeping the price the same is a sneaky way of raising prices. In this activity you’ll discuss how shrinkflation affects consumers and create your own plan to downsize a product in hopes that consumers won’t notice the difference.
Economic cycles have risen and fallen over the past 100 years, in …
Economic cycles have risen and fallen over the past 100 years, in a somewhat predictable fashion behaving like a wave with periods of: peak, trough, recession, recovery. An economic expansion is a term sometimes used for the increasing growth period of the business cycle. The peak is when it is at its highest point. An economic contraction is a term sometimes used for the downturn (negative growth) of the business cycle. The trough is when it is at its lowest point. All of these points in an economic cycle have important impacts on financial decision making.Many individuals make emotional decisions based on where an economic cycle may be, instead of looking a rational evidence of where the economic cycle might be going. Attached with these handouts is a document titled "Reasons Why Investors Avoided The Stock Market" which shows many major negative events, followed by tremendous growth in the economy. If individuals understand these normal economic cycles, they can really benefit financially through investments and sound financial decision making.
Often, we are not informed in school on how to navigate the …
Often, we are not informed in school on how to navigate the world in regards to things like finances, accessing health care, dating, relationships, balancing work and play, partying and staying safe, managing day-to-day stress, and entering into the workforce. This course will provide an opportunity for students to discuss these topics with each other and the facilitator. Together, we will learn how to navigate the tricky and often overwhelming world of adulthood.
This course examines: • Life Skill development for adulthood • Basic understanding of personal finance • Basic understanding of healthy relationship development • Entering the workforce • Enjoying recreational time safely • Stress management
Session 1 – What Does Adulting Mean? Session 2 – Money Session 3 – Healthy Relationships Session 4 – Taking Care of Yourself
*Sessions are offered live at set times. Visit the link to see the schedule.
This course is provided by H.O.P.E (Helping Others thru Peer Education)
Folders upon folders of excellent financial literacy teaching materials! "It is recommended …
Folders upon folders of excellent financial literacy teaching materials!
"It is recommended to start planning instruction with the Teacher’s Guides in each module. If you are seeking a specific resource, scroll below to search."
« Tu as une question sur une matière? La réponse : Alloprof! Tu …
« Tu as une question sur une matière? La réponse : Alloprof! Tu peux consulter une foule de ressources en ligne ou encore poser ta question à un prof, c’est gratuit! »Une banque de ressources exhaustive destinée aux élèves, enseignant.e.s et parents.
"Nous rendons l’éducation économique divertissante grâce à des ressources adaptées à votre …
"Nous rendons l’éducation économique divertissante grâce à des ressources adaptées à votre programme scolaire. Les ressources sont présentées par niveau scolaire et par catégorie. Notre blogue à vocation éducative les complète."
Il y a quelques thèmes en vedette: 1. Représenter l’argent de plusieurs façons : additions, fractions et équivalents 2. Tout savoir sur l’argent 3. Faire un budget
Students will answer the following multiple-choice questions regarding how microeconomic principles can …
Students will answer the following multiple-choice questions regarding how microeconomic principles can really impact how individuals make financial decisions. A presentation is attached with some definitions and information that may assisst with completing this assignment. Answer key can be found in the Teacher Only Discussion section of the Resource Bank. https://resourcebank.ca/groups/financial-literacy-teachers/254/discussions/
This collection features resources to support teaching Module 6C: Applying Personal Spending Plans from …
This collection features resources to support teaching Module 6C: Applying Personal Spending Plans from the Saskatchewan Financial Literacy curriculum.This is a full project that can be used in Module 6C for Financial Literacy 30. This usually takes the students about 5 hours to complete and it is very comprehensive to cover all future spending. The assignment requires the students to "screenshot" proof of items they found for their budget (and support each item with evidence). Students really enjoy this project (and adults have used it too for budgeing in real life!). Students may chose to have $0 spending on some items (pets, legal, etc), but they should explain their reasoning for entering a zero. As well, students should enter savings into their budget (at least 10% of earnings).
Answer the following questions in complete sentences regarding how microeconomic principles can …
Answer the following questions in complete sentences regarding how microeconomic principles can really impact how individuals make financial decisions.
Module 33 MacroeconomicsAssignment Instructions: Answer the following questions regarding how macroeconomic principles …
Module 33 MacroeconomicsAssignment Instructions: Answer the following questions regarding how macroeconomic principles can really impact how individuals make financial decisions.
Budgeting is an important task for money managment. Using a spreadsheet can …
Budgeting is an important task for money managment. Using a spreadsheet can make this task much easier with tools that autocalculate totals. As well, the spreadsheet can be copied easily for each month or year. Categories can be easily tailored to the users' needs by adding items that are specifc to their financial situation.Budgets are used by non-profit groups, organizations, businesses, sports associations and volunteer groups for their cash flow management. Using a spreadsheet will make budgeting and decision making much easier and transparent for all users. Here is a variety of blank templates and examples that can be used for various budgeting purposes.
This booklet contains 7 chapters on topics related to how to earn, …
This booklet contains 7 chapters on topics related to how to earn, save, budget, spend, borrow, protect and give money. Whether you get a weekly allowance or get paid for walking your neighbor’s dog, your first step in handling your money well is to think about short-term and long-term goals. Then make a plan to reach them. It takes a bit of practice to master your money, just like it takes time to learn to ride a bike. But once you get the hang of it, you’ll be ready to tackle all sorts of money twists and turns.
This task allows the students to create a family’s cash flow budget …
This task allows the students to create a family’s cash flow budget based on their current situation, analyze strengths, weaknesses, opportunities, and threats to their household budget, and give the family some financial advice.The assignment also asked the students various planning questions regarding family budgets, events that affect the budget and variables to consider when a household plans their budgets.
This activity contains three case studies which allow students to evaluate situations …
This activity contains three case studies which allow students to evaluate situations that are considered when budgeting. The students will create budgets for the individuals in the cases as part of this assignment.
Our approach to civic education is about providing opportunities for students to …
Our approach to civic education is about providing opportunities for students to experience their democracy first-hand rather than by reading about it in a textbook. By reaching students throughout their school career, during and between election periods, we hope to prepare them to be responsible and informed citizens.
CIVIX programming focuses on the themes of elections, government budgets, elected representatives and digital media literacy. Programs available include:
(1) Student Vote - an election enables teachers to bring democracy alive in the classroom
(3) Rep Day - connects students with their elected representatives for a virtual or in-person meeting
(4) CTRL-F - a module providing quick strategies students can use to investigate and evaluate information
(5) PoliTalks - supports educators in bringing political discussions to the classroom - Materials are free with registration, and programming is designed for grades 5-12
(6) Democracy Bootcamp - professional development conference for teachers designed to improve their democratic engagement and delivery of CIVIX programming
Students will learn the consequences of not paying one’s debts and the …
Students will learn the consequences of not paying one’s debts and the choices of last resort for out-of-control debt. Students will explain how using [types of predatory loans] can cause a vicious cycle of debt. Bankruptcy is also introduced, and the various costs associated with bankruptcy are outlined. The students will discover what steps a person can take to avoid filing for bankruptcy, including seeing a credit counselor.
Comic Book titled “The Game Plan” by The Healthy Aboriginal Network https://istorystudio.com/wp-content/uploads/2014/04/Game-Plan.pdf …
Comic Book titled “The Game Plan” by The Healthy Aboriginal Network https://istorystudio.com/wp-content/uploads/2014/04/Game-Plan.pdf The Healthy Aboriginal Network’s Game Plan is a comic book for Aboriginal youth featuring a teenager named Jake who struggled with financial wellbeing until he was taught a lesson or two in financial literacy. Making the right financial decisions helped Jake achieve his goals and feel financially empowered.
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